The report highlights the significant rise in housing costs, with home prices and rents reaching record highs. The report notes that homeownership rates have increased, particularly among younger adults, despite the pandemic. However, housing affordability remains a critical issue, especially for lower-income households and households of color, who face significant financial hurdles. The report also emphasizes the need for housing retrofits to address accessibility for an aging population and to improve resilience against climate change. Finally, it underscores the ongoing disparities in wealth between homeowners and renters, exacerbated by recent home price appreciation.

https://www.jchs.harvard.edu/state-nations-housing-2022